Scenario analysis
See what happens to your return when an assumption does not hold
Every property return rests on assumptions: the interest rate, the build cost, the rent, the sale price. Scenarios let you put those assumptions side by side instead of picking one. Change a value, the whole calculation reruns, and you see immediately which metric moves and which does not.
Without an account the calculator opens with a filled-in example project: you can look at everything and move the sliders. BRIX Calc only asks for a free account once you enter figures of your own.
Try the numbers
Drag the figures and watch what happens
A simplified version of the calculator, right here on the page. You set the four figures that move the outcome most, and the answer appears in the same tiles you get in your dashboard. Every tile links through to an explanation of that metric.
Example: office building into four flats
Buy, refurbish, sell: one project from start to finish
This demo assumes 8.0% transfer tax, 3.0% acquisition costs, 10.0% contingency on the build budget, 7.0% interest on 70.0% of purchase and build, and 2.0% selling costs. In the calculator you set all of those yourself, per loan part and per country.
All return figures on this page are calculated before tax; income, capital gains, or corporate tax is not included.
How it reads in your dashboard
Profit
-€25,785
After every cost, in 24 months
Margin, return and risk
Profit margin
-5.0%
Return on your own cash
-11.7%
On €219,785 of your own money
Break-even sale price
€521,311
Your assumed sale price sits below this
What the project costs
- Purchase price€285,000
- Transfer tax and acquisition€31,350
- Build and contingency€159,500
- Interest during the build€35,035
- Selling costs€9,900
- Shortfall€25,785
What you enter
The assumption you want to test
Interest, term, LTV, rent, vacancy, build cost, sale price or project duration. Any input field can be the variable.
The range
A slider or a fixed amount, so you model the bad case as well as the optimistic one rather than only the one you want.
Several scenarios at once
Save variants under their own name and compare them in one view, instead of overwriting numbers and losing them.
What you get back
Instant recalculation
Every metric updates the moment you change a value. No separate button, no waiting.
The difference per KPI
ROI, ROE, DSCR, cash flow and the rest per scenario, side by side, so you see which number breaks first.
The point where it goes wrong
At which interest rate the DSCR drops below the threshold, or at which sale price the project stops making a profit.
Who it is for
For anyone who has to explain a project to a lender or a co-investor. A return with a single outcome invites the question of what happens when things go against you, and that is exactly the question a scenario answers. Scenarios are available in both calculators.