Frequently Asked Questions

Yes. You can start free immediately: no credit card, no obligations. With a free account you can run unlimited calculations and save one project, in both calculators. Unlimited saved projects, scenario analysis, extra cost items, more financing parts, the PDF download and premium support all require a PRO subscription at €12.95/month, cancel at any time. No trial needed: free stays free.

Yes, you can cancel your subscription at any time. There are no hidden costs or long-term contracts. You retain access to your account until the end of your billing period.

You lose nothing. All your projects stay visible, with the figures exactly as you calculated them. You just can't change them any more: as with a free account, one project stays editable and the rest are read-only. Subscribe again later and you can pick up where you left off everywhere. Want to remove your data? You can fully delete it from your account settings.

We accept all major credit cards (Visa, Mastercard, American Express) and iDEAL. Payments are securely processed through Stripe.

Our tools provide a complete set of real estate KPIs. In the Transformation Calculator, among others: ROI, ROE, profit, profit margin, breakeven price, LTV (initial and, where applicable, at exit), required equity, sales price and costs per m², cost of delay, total costs and revenue, IRR, and payback period. In the Rental Calculator, among others: Gross Initial Yield (BAR), Net Initial Yield (NAR), NOI, Cap Rate, DSCR, ICR, monthly and annual cashflow, Cash-on-Cash Return, break-even occupancy, value per m², effective rent per year, Project IRR, Equity IRR, and Equity multiple.

Yes. For every KPI you can view the underlying formula and assumptions. This way you always know exactly how results are generated and can easily verify or adjust them.

Absolutely. You can enter all key parameters yourself, such as purchase price, renovation costs, financing terms, and operating expenses. The tool updates the calculations instantly based on your input.

Yes. You can easily create, save, and reopen multiple projects. This helps you keep an overview of different investments or transformation plans.

Yes. With Before & After you can put a transformation project side by side before and after the renovation and instantly see the difference in costs, value and return. You open it from a saved transformation project under 'My projects'. The scenario comparison is being expanded further.

Yes. The Rental Calculator calculates both monthly and annual cashflows, including interest, repayments, and rent indexation. This gives you a realistic multi year return overview.

Yes. The tools are flexible and suitable for both. You can use them for apartments, houses, offices, retail, or mixed use projects.

Yes. In addition to flat rates, you can also use progressive models with multiple tax brackets. Simply enter the thresholds, and the tool automatically calculates the correct amounts.

Yes. The Transformation Calculator focuses on acquisition and transformation with resale as the end goal, while the Rental Calculator focuses on exploitation and rental. Together they cover the full real estate lifecycle.

Yes. The tool supports twelve markets: the Netherlands, the United Kingdom in three parts (England & NI with SDLT, Scotland with LBTT, Wales with LTT), the United States, Spain, Dubai, Switzerland, Australia (New South Wales), Aruba, Curaçao and Bonaire (Caribbean Netherlands). For each country BRIX Calc applies the correct transfer tax and acquisition costs, in the matching currency, and the field labels and address fields adapt to the selected country. For Switzerland and Spain it additionally shows the property gains tax on sale as a separate layer.

Yes, and that difference can be large. In Spain your tax flips from ITP (resale) to 10% VAT + AJD (new-build). In Dubai you pay no agent commission on off-plan (the developer covers it), while the DLD fee is 4% either way. BRIX Calc adjusts the right line items automatically once you pick the type.

For England & Northern Ireland, yes: if you buy as a non-UK resident, the tool automatically stacks the +2% non-resident surcharge across your whole purchase price, on top of the SDLT bands and any +5% for a second home. Scotland and Wales do not have a non-resident surcharge, so the tool neither asks for it nor applies it there. The same now applies to Australia: tick “foreign person” and the tool adds the NSW +9% purchaser duty surcharge, plus the +5% annual land tax surcharge on the land value.

The core KPIs (return, IRR and cash flow) are before income and profit tax, so projects and countries stay cleanly comparable. For Switzerland (Grundstückgewinnsteuer) and Spain (plusvalía municipal), BRIX Calc additionally shows a separate layer: your net profit after the property gains tax on sale. You set that rate yourself, so you can work with your own cantonal or municipal figures.

In the country's currency: euro for the Netherlands and Spain, pound for the UK, dollar for the US, dirham for Dubai, Swiss franc for Switzerland and Australian dollar for Australia. As soon as you pick a country, the amounts, rates and labels switch with it, so you never confuse a pound with a euro.

Yes. All data is securely stored and accessible only to you. We use encryption and comply with GDPR regulations.

Yes. You export any calculation with one click as a polished PDF, with your key figures, charts and assumptions, to professionally share your plans with an investor or advisor. This works in both the Transformation and the Rental Calculator. Sharing via a direct link is still on the roadmap.

Yes. The tools support financing with multiple tranches, such as a construction loan, mortgage, and personal loan. Each tranche can have its own interest rate, LTV, payment frequency, repayment schedule, fixed interest period, interest type, and duration.